Terms & Conditions

CoCo Billing · Last updated 27 October 2026

These terms are an agreement between you and Devfyzo Soft (OPC) Private Limited (“we”, “us”), the provider of CoCo Billing. By creating an account or using the app, you agree to them. If you use the app for a business, you confirm you're allowed to accept these terms for that business.

1. What CoCo Billing does

CoCo Billing helps coconut, copra, coir and related businesses record purchases, sales, GST invoices, stock, payments, expenses, workers and wages, and see reports and reference market prices. It's a record-keeping tool. It doesn't give tax, legal or financial advice.

2. Your account

  • You sign in with your mobile number (one-time password) or an email and password. Keep your phone and password secure — you're responsible for what happens under your account.
  • The person who creates a business is its owner and can add staff with roles that limit what they can see and do. You're responsible for the people you add.
  • Give accurate details, and tell us at devfyzo.soft@gmail.com if you think someone else has used your account.

3. Subscription and fees

  • The fee depends on the products you choose to buy and sell in the app: ₹99 a month for each product, and never more than ₹499 a month for all products. A product you both buy and sell counts once.
  • The current rate is always shown in Settings → Products & Subscription. Applicable taxes may be added.
  • We'll tell you in the app before any fee change applies to you. If you don't agree with a change, you can stop using the app.
  • Fees already paid aren't refundable except where the law requires, or where we can't provide the service through our own fault.

4. Your data

The business records you enter — parties, bills, invoices, stock, workers and payments — belong to you. You give us permission to store and process them only to run the app for you. How we handle personal information is explained in our Privacy Policy.

5. Your responsibilities

  • Check that the bills, GST invoices, returns and reports you make with the app are correct before you rely on them or file them. You're responsible for your own tax and legal compliance.
  • Only enter information about farmers, customers, suppliers and workers that you're allowed to collect and use, and use their phone numbers for your business with them only.
  • Don't misuse the app: no illegal activity, fake invoices, attempts to access other businesses' data, or attempts to break or overload the service.

6. Market prices

Market prices in the app are collected from public sources such as the Coconut Development Board, and from prices you add yourself. They're for reference only and may be delayed, incomplete or different from the rate you actually get. Always confirm prices before you trade.

7. Messages you send

Payment reminders and shared bills open WhatsApp or your SMS app on your phone. You choose who to send them to, and those apps' own terms apply.

8. Availability and changes

We work to keep the app available and your data safe, but we can't promise it will always be uninterrupted or error-free. We may improve, change or remove features. Keep your own copies of important records — you can export reports as CSV files from the app.

9. Limitation of liability

To the extent the law allows, we aren't liable for indirect losses such as lost profit, lost business or penalties arising from your use of the app or errors in data you entered. Our total liability for any claim is limited to the fees you paid us in the three months before the claim.

10. Ending your use

You can stop using the app at any time and ask us to delete your account. We may suspend or close an account that breaks these terms or the law, and where possible we'll tell you first and give you a chance to export your data.

11. Changes to these terms

We may update these terms. We'll change the date above and tell you in the app about important changes. Using the app after a change means you accept the updated terms.

12. Law and disputes

These terms are governed by the laws of India. Any dispute will be handled by the courts at Dindigul, Tamil Nadu.

13. Contact

Devfyzo Soft (OPC) Private Limited, Dr.No.1/207, Kuttykaradu, Pannapatti.T, Kannivadi, Dindigul - 624705, Tamil Nadu. Email devfyzo.soft@gmail.com, phone 8056248879.